Renaissance
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CharitablePlanning.com Author

Biography
Headquartered in Indianapolis, Renaissance Administration LLC (Renaissance) is the largest independent charitable gift services provider in North America. Renaissance currently supports nearly $6 billion of charitable planned gift assets under administration and 21,000 gift instruments. Our team has over 680 years of charitable gift experience and is focused on each individual client to provide impeccable service, a commitment to excellence, and continuous innovation. We have been serving institutions, financial professionals, and individual donors for over 27 years.
Commentary
Leveraging Family Limited Partnership Discounts with Insurance
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Convenient Giving
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A donor advised fund offers simplicity and flexibility in giving.
Scholarship Program through a Private Foundation
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A company in the community is able to provide college scholarships to local students through a private foundation.
CLT as a Powerful Estate Planning Tool
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Donors choose a testamentary charitable lead annuity trusts as a vehilce to reduce estate taxes, preserve a portion of their children's inheritance for their children's retirement years, and provide support for charitable organizations in their community.
Using a Deferred CGA to Increase Income
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By using a Deferred Charitable Gift Annuity, the Donor is able to defer capital gain taxes, diversify her portfolio, and increase her lifetime cash flow for retirement. The Donor also shifts investment risk to the charity while creating a legacy to support causes that are meaningful to her.
Increasing Lifetime Cash Flow For a Life Partner
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By transferring highly appreciated stock to a SCRUT, with the remainder passing to a DAF upon the death of the last surviving partner, a taxpayer is able to increase the lifetime cash flow for himself and his life partner, defer capital gains tax, and make gifts to charities.
Increasing Future Cash Flow
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Donors establish a deferred charitable gift annuity in order to reduce capital gain taxes, diversify their portfolio, and receive an increased, level, and dependable lifetime cash flow. The donors also shift investment risk to the charity, while supporting charitable causes that are meaningful to them.
Real Estate Sale Pays for Retirement (and Long Term Care Insurance, Too)
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All Cash Merger
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Husband and wife use a charitable gift annuity to defer gain on the sale of stock in a merger transaction, and promote their favorite charity at the same time!
Corporation Creates a Donor-Advised Fund
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Donor advised fund allows corporation to make flexible contributions to charities.
New Life for an Old Life Insurance Policy (Part I)
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By funding a charitable remainder annuity trust ("CRAT") with a life insurance policy, Donors are able to avoid income tax on the surrender of the policy, obtain a current income tax charitable deduction, increase their retirement cash flow, and create a lasting legacy to fight cancer in their son's name.
Using a CGA to Increase Income
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Donor creates a charitable gift annuity to eliminate capital gain taxes on the sale of appreciated stock, diversify her portfolio, and increase her lifetime income. Donor also shifts the investment risk to the charity, while supporting charitable causes that are meaningful to her.
Tax-Efficient NIMCRUT
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The NIMCRUT allows the donors to defer taxes from sale of real property, to defer receiving cash flow until later years when most needed, and to make a substantial gift to charity.
DAF as the Beneficiary of an IRA
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Giving an IRA to a DAF can reduce income and estate taxes.
New Life for an Old Life Insurance Policy (Part III)
Donors' gift of an insurance policy allows them to avoid income tax on the surrender of the policy, obtain a current income tax charitable deduction, increase their retirement cash flow, and create a lasting legacy in their son's name to support children's charities.
All Cash Merger
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A Flip CRUT may be useful for assets that will not be sold immediately.
Using a CGA to Increase Income
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A CGA provides regular cash flow to donors.
Using a CRAT to Increase Cash Flow
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With interest rates low and equity markets unpredictable, a CRAT can provide a level cash flow, together with a charitable deduction.
Funding a Scholarship Program through a Scholarship Fund-
A community foundation or similar umbrella organization can be used to create a donor advised scholarship fund.