sign in
Forgot your password?
Want more? Register today for a trial. 7-day trial

This page contains terms and policies regulating the use of this website and associated services. Updates to these documents will be posted at the end of each document. Please be sure to check this page regularly for important changes which have occurred in the privacy policy and terms of use.

Privacy Policy

The following Privacy Policy applies to information gathered by CharitablePlanning.com (or "Site"). Contact CharitablePlanning.com at legal@charitableplanning.com with any questions or comments regarding this Privacy Policy. As with most websites, changes to this Privacy Policy will occur within the discretion of the Site, and advance notice of any changes will be posted on this website under the heading "Legal Usage." This Privacy Policy should be read in conjunction with the Terms of Use.

1. Personal Information. Users may browse portions of this Site without entering any personal information and will therefore remain anonymous. To access most of the information on this Site, however, the user must go through the registration process. The user may choose to register for a free trial subscription or one which will require the user to enter payment information such as a credit card number.

2. Web Server Logs. CharitablePlanning.com logs IP addresses, browser types, and access times, but does not link this information to any personally identifiable information except when administration or security issues arise regarding the use of this Site.

3. Cookies. Almost every website that requires users to sign-in uses cookies to identify these users. The user's browser manages cookies on the user's hard drive. Our Site uses cookies to identify users after they have signed-in with their username and password. These cookies do not contain personal information, and are just random strings of characters and letters. Advertisers on our Site may use cookies, but their usage of cookies is not covered under the CharitablePlanning.com Privacy Policy. If you set your browser set to "reject all cookies," you will not be able to access significant data on this Site.

4. Use of Information Collected by CharitablePlanning.com. Information that we collect will be kept confidential, and will not be shared with third parties except: (i) in aggregate form for demographic and like purposes, devoid of personally identifiable information, (ii) if required by subpoena, court order or legal process, (iii) to establish or defend legal rights and/or claims, or (iv) in the event that CharitablePlanning.com is merged or otherwise acquired by a third party.

5. External Links. This Site links to other websites which have different privacy policies from CharitablePlanning.com. By 'clicking' on a link, you are exiting our Site and are then under the Privacy Policy of a third party. CharitablePlanning.com is neither aware of nor responsible for the privacy practices of other websites. We encourage you to review their privacy statement whenever linking to another website.

6. Security of Information. We take reasonable measures to secure data within in our database and data transmitted over the Internet. However, no storage or transmission of data is completely secure, and consequently this Site does not warrant the security of any information on or transmitted from or to the Site. CharitablePlanning.com SHALL NOT BE LIABLE UNDER ANY CIRCUMSTANCES OR FOR ANY REASON WITH RESPECT TO ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE STORAGE OR TRANSMISSION OF INFORMATION ON THIS SITE, EVEN IF NOTICE HAS BEEN GIVEN OF THE POSSIBILITY OF SUCH DAMAGES.

Updates

  • Jan 5, 2007 - Clarified the term "personal information" to be "personally identifiable information" in sections 2 and 4.

Terms of Use

The following terms and conditions govern your use of CharitablePlanning.com (or "Site"). Use of this Site is conditioned on your complete acceptance without modification of the terms, conditions and notices contained herein ("Terms of Use"). Your use of this Site contractually obligates you to abide by these Terms of Use.

Unique license and corresponding policies. CharitablePlanning.com allows users to view some areas of the Site without participating in the registration process. For those users desiring to access additional and more comprehensive material, they must register with the Site and obtain a valid username and password. For certain levels of access, users must pay. Submission of an unauthorized payment or false payment information will be considered a violation of these Terms of Use and may result in immediate termination of your right to use the Site. Subscription fees are subject to change without notice but any change in fees will not affect a user until the next subscription period.

If you register on the Site, the username and password you receive upon registration is an individual, nontransferable license to utilize the services and materials provided by CharitablePlanning.com. It is your responsibility to keep this information private and prevent others from accessing the Site in violation of these Terms of Use. Any violation of these Terms of Use either individually or by others accessing the Site via your unique username and password may result in, at the discretion of CharitablePlanning.com, an immediate termination of your right to use this Site. Violation of the foregoing terms may also result in a collection of appropriate user fees per unauthorized user at the discretion of CharitablePlanning.com. CharitablePlanning.com reserves the right at all times to monitor the use of the Site to ensure compliance with these Terms of Use. CharitablePlanning.com reserves the right to refuse registration to any individual or entity for any reason or for no reason.

Paid Subscription Renewal, Cancellation and Refund Policies. Upon registration and payment, you authorize CharitablePlanning.com to automatically renew and continue your subscription until termination by you or CharitablePlanning.com. You will receive renewal reminders prior to being charged for each renewal. In the event that CharitablePlanning.com is unable to process your credit card payment, CharitablePlanning.com will notify you via email in an attempt to resolve the problem.

You may cancel your subscription at any time after registration. Please be advised, however, that in no case will refunds be permitted and your subscription will remain active until the end of the period for which you paid. At the remainder of that period, your subscription will no longer be in effect and will not automatically renew.

Upon cancellation, all data associated with the User will remain on the CharitablePlanning.com server. Access to this data is subject to an active subscription.

Copyright. Aside from material that resides in the public domain, all content, including but not limited to graphics, articles, commentary, compilations, and design, are the exclusive property of CharitablePlanning.com. CharitablePlanning.com reserves all copyright and intellectual property rights to such material. You are permitted to view, download, copy and print, for your personal use only, the material contained on the Site so long as you do not modify or alter the content and you keep intact all copyright and other proprietary notices. You are prohibited from using any software, robot, spider or other automatic or manual device to monitor or copy any material contained on the Site. You are prohibited from distributing, modifying, transmitting, or utilizing in any public or commercial manner, material provided by CharitablePlanning.com even if that material is otherwise available in the public domain. Any desire to utilize material provided by CharitablePlanning.com in a way divergent from the aforementioned terms requires prior and express written permission from CharitablePlanning.com.

CharitablePlanning.com and the CharitablePlanning.com logo are registered trademarks of CharitablePlanning.com and may not be reproduced, copied, or reduced to an electronic medium without the prior and express written permission of CharitablePlanning.com.

Security. CharitablePlanning.com has made and will continue to make efforts to attempt to ensure the security of the Site. You hereby agree to not violate the security of the Site or interfere with the proper working of the Site at any time. You are prohibited from transmitting any file or utilizing any viruses, worms, or any other vehicles or processes which will in any way damage or contaminate the Site. Any violation of the terms of this paragraph may not only enable CharitablePlanning.com to terminate your right to use the Site, but may also result in civil or criminal liabilities.

DISCLAIMER OF WARRANTY. THE SERVICES AND MATERIALS ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, AND WARRANTIES CONCERNING AVAILABILITY OR ACCURACY.

LIMITATION OF LIABILITY. NEITHER CharitablePlanning.com NOR ITS AFFILIATES, OFFICERS, DIRECTORS OR EMPLOYEES, SHALL BE LIABLE FOR INJURY, LOSS OR DAMAGE OF ANY KIND RESULTING IN ANY WAY FROM MISINFORMATION, ERRORS, OMISSIONS, DEFECTS, UNAVAILABILITY OF SERVICES, DELAY OR FAILURE OF PERFORMANCE, OR ANY OTHER POSSIBLE OCCURRENCE. WHILE CharitablePlanning.com TAKES REASONABLE SECURITY MEASURES DESIGNED TO PROTECT AGAINST ANY UNAUTHORIZED ACCESS, VIRUS TRANSMISSION, ALTERATION OF MATERIALS AND THE LIKE, CharitablePlanning.com IS IN NO WAY LIABLE FOR DAMAGE OF ANY KIND RESULTING FROM A BREACH IN SECURITY.

Miscellaneous. These Terms of Use shall be governed and construed in accordance with the laws of the State of Maryland, U.S.A.

Any suit involving any dispute or matter arising under these Terms of Use may only be brought in the United States District Court for the District of Maryland or any Maryland State Court within Baltimore County, Maryland having jurisdiction over the subject matter of the dispute or matter. You hereby consent to the exercise of personal jurisdiction by any such court with respect to any such proceeding.

In any mediation, arbitration, suit or other action arising out of or in connection with any of the terms, covenants or provisions of these Terms of Use, you agree that all attorneys' fees, costs and any other expenses incurred or accrued directly or indirectly in connection therewith shall be paid by the party who is (or the parties who are) found by the arbitrator or court to have breached these Terms of Use in addition to any equitable relief or damages and/or costs awarded at law; provided that if more than one party is found to have breached the terms of these Terms of Use, the court shall award all such attorneys' fees, costs and expenses to the party who is found to be the least at fault.

These Terms of Use may be amended or changed from time to time without notice. It is your responsibility to check back with this page to ensure compliance with the current Terms of Use. If you choose not to accept the changes made to the Site you must discontinue use of the Site immediately. Continued use of the Site after changes have been made to these Terms of Use constitutes acceptance of any change.

These Terms of Use incorporate by reference any notices contained on this Site and together govern your use of the materials and services of CharitablePlanning.com. If any provision of these Terms of Use is determined to be unlawful, unenforceable, or invalid, such provision shall be enforced to the full extent allowed by law and severed from the Terms of Use without affecting the validity and enforceability of the remaining provisions.

It is understood and agreed that a waiver of one or more breaches of a covenant contained herein shall not be considered a waiver of a covenant or any portion of these Terms of Use, or a waiver of any subsequent or other breaches of the same covenant or of any breach of any other covenant contained herein.

CharitablePlanning.com is not responsible for the accuracy and lawfulness of the advertisements of third parties and will not be responsible for any resulting injury.

Use of this website is subject to the provisions contained in our Privacy Policy.

Any violation of the provisions contained herein may result in the suspension or termination of a user's right to utilize the services provided by CharitablePlanning.com. CharitablePlanning.com further retains the right to seek additional remedies, including but not limited to civil or criminal penalties, for any violation of these Terms of Use.

Contact us at legal@charitableplanning.com with any questions regarding these Terms of Use. All notices or inquiries made to CharitablePlanning.com shall be delivered by: (a) first class, certified mail, return receipt requested, postage prepaid; (b) express delivery by a recognized national carrier or express delivery service, cost being prepaid; or (c) personally hand delivered, dated receipt obtained. The effective date of such notice shall be deemed to be the date of sending such certified mail or express delivery, or the actual date of hand delivery, as the case may be. Notice by mail or express delivery shall be addressed as follows:

Emanuel J. Kallina, II, Esq.
Kallina & Associates, LLC
100 West Road, Suite 202
Towson, Maryland 21204

Updates

  • Dec 7, 2011 - Updated Terms of Use to reflect our renewal notification policies.
  • Oct 10, 2007 - Updated Terms of Use to add our policy for access to data after a subscription is canceled.
  • Nov 29, 2006 - Updated Terms of Use to add our policy for subscription fee increases.
  • Oct 3, 2006 - Updated Terms of Use to reflect our paid subscription renewal, cancellation and refund policies.